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Columbia Car Title Loans

Would a little extra money make you happy? Get a quick and easy auto title loan in Columbia at absolutely no stress to you, even if you have bad credit. Apply now and receive your instant pre-approval.

Your Columbia Title Loan: No Credit Required

Is bad credit preventing you from getting a loan? It shouldn’t. You can get a car title loan in Columbia even if you have a bankruptcy on file. You can get a loan with good credit, bad credit or no credit because we don’t need to look at your credit score.

Instead, your car’s title is used as collateral for the loan. When you fill out our online application, it will ask you questions about your car’s make, model, year and mileage. This information gives Columbia auto title loan lenders an idea of the value of your car so we can give you your free quote quickly. But don’t worry – you don’t have to change anything about your day-to-day life because you keep the car for the duration of the loan. If you are still unsure about how the process works do not hesitate to look through our Greenville title loan frequently asked questions page to give you all the information that you need.

Getting a loan like this means you get a secured loan with low interest rates without your credit score coming into play. It just doesn’t matter. But, as a bonus, when you pay back the loan, it can help improve your score.

Benefits of Auto Title Loans in Columbia

Other than credit not being a necessity, why should you get a title loan in Columbia? To start, we have a fantastic team of loan experts. They’re available 24/7 and are always willing to help out by answering questions and finding the best loan – and loan terms – for you.

They start by making sure your loan is convenient. That means getting you a loan in Richard County, or even in Columbia, so you don’t have to go far. Additionally, you work with a local lender who has local interests in mind.

With all of the lending options, dozens of lenders remain even after we weed out the ones that aren’t local. Then, our loan experts help by comparing the benefits you need and getting you the best terms, which can include:

  • Receiving more money than you were quoted
  • Getting the lowest interest rates in the state
  • Having months to years to repay the title loan
  • Picking up your money in as little as 24 hours
  • Making larger or smaller monthly payments
  • Choosing the payment date that works for you

Additionally, all of our loans come with a flexibility guarantee. We know life comes with surprises. If something happens and you can’t make a payment one month, don't hesitate to give Columbia car title loans a call and our experts will help you find a solution.